Investments and Financial Planning

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At InSureU! we believe in building financial Independence through planned savings and sound investing principles. As a partner in Brokerage System we do not represent any single supplier or product so you can be assured that advice offered in planning your financial future is based on its true merit alone. InSureU!'s representatives are recognized as among the best specialists in the industry, offering superior services while working in partnership with their valued clientèle. Asset management can consume a considerable amount of time and energy. Today's complex financial marketplace and changing tax laws can make it even more difficult to keep up with the changes and how they affect you. Because of these implications, it is highly advisable to seek a qualified professional to help you understand all the complexities involved. Segregated Funds Investments Why Choose Segregated Funds? Personal Protection for Business Owners, Professionals, Company Officers or Directors All of the individuals mentioned above may be subject to personal liability as a result of their professional activities. Creditor protection is critical for any individual whose work might jeopardize personal assets. A segregated fund is held within an insurance contract, so assets may be protected from creditors under certain conditions. Assets of the annuitant may be protected if the named beneficiary of the contract is a spouse, parent, child, or grandchild of the annuitant, or if the named beneficiary is irrevocable. In Quebec, the named beneficiary should be a spouse, parent, child, or grandchild of the contract holder. While the creditor proofing value of segregated funds is effective in most situations when certain conditions are met, clients should consult legal advisor's to discuss their specific situation and ensure their investments are protected from creditors. RRSP Investments No matter what you know about your investment choices, it's still important to get a financial advisor as your guide who can lead you for three reasons: * No matter how much you learn about investing and mutual funds, unless you do it for a living you won't be able to keep up with the ever-changing details. * You need an objective opinion. You've heard it before elsewhere - doctors don't operate on family members, lawyers don't represent themselves. Why? They're too close to the patient or client and can't stay clear-headed. * Your InSureU! Advisor will give you a better grasp of concepts, relationships, and options. With valuable experience leading others through the jungle, your guide can point out shortcuts and pitfalls and suggest sensible tradeoffs that can help you pursue your dreams.